Polo Free Insurance

Available on new Volkswagen Polos ordered from 20th December 2017 to 1st April and registered by 30th June 2018 for residents of England, Scotland and Wales.

 

Your cover

  • Comprehensive
  • Telematics device and app policies, standard excess for all drivers: £150 for accidental damage, fire and theft claims in addition to the following young driver excess: £300 for drivers aged 18-20, £200 for drivers aged 21-24
  • Non-telematics policies, standard excess for all drivers: £250 for accidental damage, fire and theft claims
  • Cover excludes driving other cars
  • Use Social, Domestic, Pleasure & Commuting and the option to include Class 1 business use where required (business use for policyholder only)
  • Windscreen replacement excess of £80
  • Telematics app additional excess for journeys where the insured vehicle is not recorded by the telematics app : £500 accidental damage, fire and theft claims

Drivers qualifying criteria

Main drivers:
  • Must be aged 18-80 at start of policy, except for residents of Northern Ireland who must be aged 19-80 at start of policy. Dependant on age and driving experience, cover will vary as follows:
    • Main drivers aged 18-24 at start of policy with current, full UK or EU Licence held for between 1 and 2 years will require a telematics device to be installed in the vehicle
    • Main drivers aged 19-24 at start of policy with current, full UK or EU Licence held for 2 or more years will be required to download the Volkswagen Insurance Telematics app (only available on iOS and Android)
    • Main drivers aged 25-80 at start of policy with current, full UK or EU Licence held for 1 or more years will not require a telematics device or app (please note any named drivers on this policy must be a minimum of 25 years old)
  • Must be the first registered keeper of the vehicle (with the exception of Personal Contract Hire, where the registered keeper is Volkswagen Financial Services (UK) Limited)
Named drivers (maximum of 2 permitted):
  • If the main driver requires a telematics device to be installed, any named drivers must be a minimum of 21 years old at start of policy
  • If the main driver is required to download the telematics app, any named drivers must be a minimum of 21 years old at start of policy and they will also be required to download the app
  • If the main driver does not require a telematics device or app, any named drivers must be a minimum of 25 years old at start of policy
  • All named drivers must be a maximum of 80 years old at start of policy

All drivers must:

  • Be private individuals only
  • Hold a current, full UK or EU Licence for a minimum of 1 year
  • Have been resident in England, Scotland, or Wales for a minimum of 2 years
  • Not have any convictions or fixed penalty notices within the last 3 years except for offence codes MW, PC, PL, SP, TS where a maximum of 3 points is allowed. To check the definitions of offence codes you can visit www.gov.uk/penalty-points-endorsements
  • Not have been disqualified from driving or had their licence revoked for any reason within the last 5 years
  • Not have a fault or theft claim within the last 3 years, excluding windscreen claims
  • Not have a non-motoring related conviction
  • Not have been previously declined insurance or had an insurance contract cancelled

Vehicle qualifying criteria

  • Available for new Volkswagen Polo’s built to the manufacturers UK specification and sold via an authorised Volkswagen UK retailer
  • Polo GTI models are excluded for drivers aged 18-24
  • The vehicle must not have been modified other than official optional extras fitted and sold by manufacturer or Volkswagen UK retailer at date of purchase
  • The vehicle must not be used for hiring of the vehicle, for carrying goods or passengers for reward

Additional terms and conditions

  • NIL premium refund or cash equivalent if the policy is cancelled before renewal
  • One year’s insurance included policies cannot be used in conjunction with any other insurance promotional offers, including Complimentary 5 Day Insurance
  • No claims discount (NCD) cannot be ‘protected’ during the period of the offer but can be protected at renewal

Fees and charges

  • £50 – charge to remove telematics device from your vehicle following policy cancellation. Please note that the telematics device will be automatically deactivated on cancellation and removal is not necessary.
  • £25 – administration fee for any changes to your details during the policy year
If you do not fully understand these terms and conditions or require any further information, please contact us by email support@insurewithvolkswagen.co.uk">support@insurewithvolkswagen.co.uk or call us on 0333 043 1294