KIA FINANCE

Be one step closer to finding your Kia

KIA FINANCE - OUR PRODUCTS, YOUR CHOICE

As part of the Kia family, we offer a range of finance solutions tailored to your needs. With competitive finance and insurance options, we support over 180 Kia franchised dealers nationwide.

FINANCE EXPLAINED

If you have already found the Kia you want and are now looking for finance, it is important to choose a product that is right for you. Kia Finance offers you a range of flexible options which can be personalised to suit all budgets

Personal Contract Purchase (PCP)

With a Personal Contract Purchase (PCP), you pay a portion of the vehicle’s upfront sale price over a set period, with the option to settle the balance and own the car at the end of the contract. Alternatively, you can return the car with nothing more to pay (subject to mileage and fair wear and tear).

At the start, we set an optional final payment based on your agreement term and estimated mileage. You’ll pay a deposit, followed by monthly repayments based on the loan balance minus the final payment.

At the end of the term, you have three options:

• RETAIN - Pay the optional final payment and take ownership of the car
  
  
• RETURN - Return the car with nothing more to pay, subject to mileage and fair wear and tear. If you choose to hand the vehicle back at the end of the contract, excess mileage will be charged at 9p per mile (Inc. VAT) for all models.
  
• RENEW - Part exchange the car and, if available, use any equity as a deposit toward your next vehicle (though equity cannot be guaranteed).

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Personal Motor Loan (PML)

Personal Motor Loan (PML) Offers

With a Personal Motor Loan (PML), you can spread the cost of the car over a set period with fixed monthly payments, allowing you to pay off the full value in manageable instalments instead of upfront.

A traditional car finance option with fixed monthly payments over a set period.

You pay a deposit upfront and make regular monthly repayments. With a fixed interest rate, you'll know your total repayment from the start. You'll own the car once all payments are completed.

Terms and Conditions Apply*

We offer PML across the whole Kia range