Peter Cooper Value Added Products

GAP & RTI Insurance

Combined GAP and RTI incorporates Return to Invoice cover (or RTI) and Finance Guaranteed Asset Protection (or Finance GAP).

RTI is designed to pay-out any difference between the settlement made by your motor insurance company and the price you originally paid for the vehicle.

If your vehicle is written off, Finance GAP pays the difference between the settlement made by your motor insurance company and the amount you still owe on your finance agreement.

Combined GAP and RTI covers you however you paid for the vehicle and will pay-out the greater of the Finance GAP or RTI amount, up to the purchase price of the vehicle.

Watch the video below to find out more.

Combined GAP and RTI Insurance

Vehicle Price





£0 - £30,000

36 months


48 months


£30,001 - £50,000



£50,001 - £75,000



£75,000 + 



Smart Protect

As the name suggests, SMART Protect is a policy designed to help you keep your car in perfect condition, without compromising your no-claims bonus. So your vehicle’s bodywork will remain in great condition and when you come to sell it – should you ever wish to – its resale value is maintained.

Whenever you need to just submit your claim via our smartphone app† or online and the contact the SMART team to validate your claim and arrange for one of our expert repair technicians to come to you at home or work at a time that suits.

Should any claim not qualify as a SMART repair, up to a £250 contribution will be paid towards a bodyshop repair* (upon receipt of a valid invoice).

Watch the video below to find out more.

SMART Protect




30cm with £250 Body Shop Contribution

36 months


Alloy Wheel and Tyre Cover


This insurance will refund the cost of having to repair or replace a tyre or tyres that have suffered a puncture, whether accidentally or maliciously, during the period of insurance.


In the event that an alloy wheel is damaged beyond repair, we will pay towards the cost a replacement, up to the aggregate claims limit detailed in your Proposal/Policy Schedule.

Watch the video below to find out more.

Complete Wheel Insurance

Tyre Claim limit




36 months






Autoglym Lifeshine 


Our new formulation produces superior depth of colour and shine, and creates a tough, protective coating for maximum resistance to environmental hazards.

LifeShine is the complete vehicle protection system that is professionally applied at the dealership to your car’s paintwork, upholstery and glass. It offers you peace of mind by protecting your car from the day you take delivery for the lifetime of ownership, guaranteed.

Watch the video to find out more. ​

Terms and conditions:

IMPORTANT: Financial Conduct Authority regulations require us to provide you with a separate Asset Protection Key Information document. You are unable to purchase this facility until one day has passed, following receipt of the information outlined in that document. We will contact you on the 4th day to discuss the facility further, however, should you require more immediate cover, you have the right to conclude purchase on day 2 or day 3 by contacting your Sales Consultant.

These are OPTIONAL facilities available from this dealership. Our sales consultants will be happy to answer your questions or clarify the policy benefits and exclusions. You should be aware that similar products may be available elsewhere to purchase directly. However, as with any insurance policy, you should confirm that the cover levels of alternative facilities are suitable for your needs.

*You should note that there are certain limitations in terms of the maximum amount you may claim. The information outlined here is a brief summary of the benefits available and the exclusions that apply. Cover is provided subject to the terms, conditions and limitations as detailed in your Proposal/Policy Schedule.

†This facility is only available to customers that hold live SMART policies.
*SMART Protect is subject to the terms and conditions contained in the policy schedule. In addition you should note there are certain limitations in terms of the maximum amount you may claim. Please ask us for further details.